Determinants of Understanding Generation Z Financial Literacy in the Vocational School Students of Kahayan Hilir

  • alfina rahmatia Universitas Ahmad Dahlan Yogyakarta
  • Siti Rahmah Institut Agama Islam Negeri (IAIN) Palangka Raya
  • Muslimah Muslimah Institut Agama Islam Negeri (IAIN) Palangka Raya
  • Aliya Khairunnisa Institut Agama Islam Negeri (IAIN) Palangka Raya
Keywords: Financial Literacy, Generation Z, Student

Abstract

This study aims to analyze the factors that influence financial literacy; gender, parents' income, parents' educational background, vocational school majors, and desire to continue the study. The data uses primary data with a quantitative method in which data is taken from questionnaires. The data analysis uses descriptive analysis from the data processing using Binary Logistic Regression with SPSS application software. The result reveals that gender has a significant influence on the understanding of Generation Z on financial literacy for students in Kahayan Hilir 1 Vocational School, while parents' income, parents' educational background, vocational school (SMK) majors, and desire to continue study do not have a significant influence to the understanding of Generation Z on financial literacy for students in Kahayan Hilir 1 Vocational School

Downloads

Download data is not yet available.

References

Agarwalla, S. K., Barua, S. K., Jacob, J., & Varma, J. R. (2015). Financial Literacy among Working Young in Urban India. World Development. https://doi.org/10.1016/j.worlddev.2014.10.004

CHEN, H. (1998). An analysis of personal financial literacy among college students. Financial Services Review. https://doi.org/10.1016/s1057-0810(99)80006-7

Djawahir, A. U. (2018). KEUANGAN , DAN VALUE PADA FINTECH SYARIAH DI INDONESIA : Perspektif S-O-R ( Stimulus-Organism-Response ) Model. Annual Conference For Muslim Scholars.

Duncanson, C. (2015). Hegemonic Masculinity and the Possibility of Change in Gender Relations. Men and Masculinities. https://doi.org/10.1177/1097184X15584912

Dwiastanti, A. (2015). Financial Literacy as the Foundation for Individual Financial Behavior. Journal of Education and Practice.

Fernandes, D., Lynch, J. G., & Netemeyer, R. G. (2014). Financial literacy, financial education, and downstream financial behaviors. Management Science. https://doi.org/10.1287/mnsc.2013.1849

Garg, N., & Singh, S. (2018). Financial literacy among youth. In International Journal of Social Economics. https://doi.org/10.1108/IJSE-11-2016-0303

Gramațki, I. (2017). A comparison of financial literacy between native and immigrant school students. Education Economics. https://doi.org/10.1080/09645292.2016.1266301

Hastings, J. S., Madrian, B. C., & Skimmyhorn, W. L. (2013). Financial literacy, financial education, and economic outcomes. In Annual Review of Economics. https://doi.org/10.1146/annurev-economics-082312-125807

Health, C., States, U., Rate, C., Method, T., Regression, L., & Regression, F. L. (2013). Analysis of Case-control Studies Logistic Regression. Research Methods - II.

Indapurkar, K., & Raj, M. (2017). Financial literacy among educated urban youth: Issues and challenges (an empirical study among the educated youth in Delhi NCR). International Journal of Economic Research.

Kaiser, T., & Menkhoff, L. (2017). Does financial education impact financial literacy and financial behavior, and if so, when? World Bank Economic Review. https://doi.org/10.1093/wber/lhx018

Nidar, S. R., & Bestari, S. (2012). Personal Financial Literacy Among University Students (Case Study at Padjadjaran University Students , Bandung , Indonesia). World Journal of Social Sciences.

Pangestu, S., & Karnadi, E. B. (2020). The effects of financial literacy and materialism on the savings decision of generation Z Indonesians. Cogent Business and Management. https://doi.org/10.1080/23311975.2020.1743618

Philippas, N. D., & Avdoulas, C. (2020). Financial literacy and financial well-being among generation-Z university students: Evidence from Greece. European Journal of Finance. https://doi.org/10.1080/1351847X.2019.1701512

Pituch, K. A., & Stevens, J. P. (2020). Binary Logistic Regression. In Applied Multivariate Statistics for the Social Sciences. https://doi.org/10.4324/9781315814919-16

Potrich, A. C. G., Vieira, K. M., & Kirch, G. (2015). Determinants of financial literacy: Analysis of the influence of socioeconomic and demographic variables. Revista Contabilidade e Financas. https://doi.org/10.1590/1808-057x201501040

Putri, I. R., & Tasman, A. (2019). Pengaruh Financial Literacy dan Income terhadap Personal Financial Management Behavior pada Generasi Millennial Kota Padang. Jurnal Kajian Manajemen Dan Wirausaha.

Seemiller, C., & Grace, M. (2017). Generation Z: Educating and Engaging the Next Generation of Students. About Campus: Enriching the Student Learning Experience. https://doi.org/10.1002/abc.21293

Stolper, O. (2018). It takes two to Tango: Households’ response to financial advice and the role of financial literacy. Journal of Banking and Finance. https://doi.org/10.1016/j.jbankfin.2017.04.014

Stolper, O. A., & Walter, A. (2017). Financial literacy, financial advice, and financial behavior. Journal of Business Economics. https://doi.org/10.1007/s11573-017-0853-9

Turner, A. (2015). Generation Z: Technology and Social Interest. The Journal of Individual Psychology. https://doi.org/10.1353/jip.2015.0021

Umar, A. I. (2017). INDEX OF SYARIAH FINANCIAL INCLUSION IN INDONESIA. Buletin Ekonomi Moneter Dan Perbankan. https://doi.org/10.21098/bemp.v20i1.726

Valunaite Oleskeviciene, G., & Sliogeriene, J. (2020). Research methodology. In Numanities - Arts and Humanities in Progress. https://doi.org/10.1007/978-3-030-37727-4_2

Widyastuti, U., Suhud, U., & Sumiati, A. (2016). The Impact of Financial Literacy on Student Teachers’ Saving Intention and Saving Behaviour. Mediterranean Journal of Social Sciences. https://doi.org/10.5901/mjss.2016.v7n6p41

Zulkhibri, M. (2016). Financial inclusion, financial inclusion policy and Islamic finance. Macroeconomics and Finance in Emerging Market Economies. https://doi.org/10.1080/17520843.2016.1173716

Published
2021-09-02
How to Cite
rahmatia, alfina, Rahmah, S., Muslimah, M., & Khairunnisa, A. (2021). Determinants of Understanding Generation Z Financial Literacy in the Vocational School Students of Kahayan Hilir. At-Tarbiyat :Jurnal Pendidikan Islam, 4(2). https://doi.org/10.37758/jat.v4i2.298